How To Effectively Use Medicaid And Medicare

Medicaid and CHIP are often feel overwhelming. However, with a little help, these programs can make a huge different in older adult’s lives. Here is a simple walk through on how to enroll and how to effectively use your Medicaid, CHIP, and Medicare!

There are two ways to set up Medicaid for your families. Which method you choose to follow is a matter of personal preference.

HEALTH INSURANCE MARKETPLACE

The first way to apply is through the Health Insurance Marketplace.The marketplace is a middle man service where you input your family information. If anyone does qualify for CHIP or Medicaid, their information will be directly sent to the relevant state agency, which will contact you about enrollment.

STATE AGENCY

Another way to apply for CHIP and Medicaid is with directly applying to your state agency. Each state agency has their own application. With Medicare you can apply using an 855i Provider Enrollment form, which can be found in multiple languages. It is important to start the Medicare application for the applicant four months before the person turns 65, during the Medicare general enrollment period.

You also need know how to USE your Medicaid and Medicare! Here are some quick tips on how to effectively find a doctor for your needs.

·         Use search engines provided my Medicare and Medicaid to find doctors who accept your insurance.

·         Call the doctor’s office ahead of time to see if the doctor accepts the insurance and does not require an additional upfront fee.

·         Talk to a pharmacist before finalizing the prescription to see if your insurance pays for the prescription or if there is an alternative that is covered

·         Be on time with your yearly check-ups and shots to avoid any discrepancies in your file.

Medicare and Medicaid have helped millions of people around the nation and it is important to have health care in case of any emergency to occur. Using these quick tips will help you get most out of your Medicare or Medicaid!

When you are ready to take advantage of your Medicaid and Medicare, feel free to contact Gonzaba Medical Groupto set up an appointment.