Medicare and Medicaid are two topics which are commonly
discussed but frequently confused by many Americans. Both of these are run by
the government to help people who meet a certain criteriaaccess healthcare and
benefits. It is important to know the differences, how they complement one
another, and when each one is in action.
Medicaid
is a joint federal and state program that helps with medical costs for
people with limited income and resources. There are also benefits not covered
usually by Medicare, such as nursing home care and personal care!
Medicare
is a federal health insurance program for people of different
qualifications. Medicare is for those of or over the age of 65, certain younger
people with disabilities, and people with other major conditions. The age of
Medicare enrollment is very important as most people are not covered for
Medicare unless they make a strong case. It is important to start the paperwork
at least 9 months prior to turning 65 to help have an easy transition.
Medicare and Medicare go hand in hand when
it comes down to coverage. Medicare serves as a large contributor to a home as
it helps with the burden of many costs. Medicare helps throughout the entire
process of which a person may experience with medical attention. First, the
Medicare coverage helps pay for the hospitalization cost. After those costs
have been addressed, Medicare then pays for any additional costs such as
medical equipment, physician services, lab and radiology work, and
administrative fees. After those fees
have been covered Medicare uses their advantage plan to help pay outstanding
fees and assist with the cost of prescription drugs.
It is important to understand that Medicaid does not require
you to be 65 years or older. Three million people in the state of Texas qualify
for Medicaid. Medicaid is for those who are Low income, disabled, pregnant
women, and children under the age of 18. All Medicaid
and Medicare doctors
are found on the respected insurance website. The website easy to use and looks
at the different criteria’s needed as well so everyone can be given the best
treatment needed.
